Child Tax Credit & EITC calculator
Estimate your child credit and Earned Income Credit — and, crucially for many families, see exactly what you can and can't claim as an ITIN filer after the new law. Free, no signup.
Calculate your credits
Email me this result + the documents I'll need to file
Methodology & data sources
The calculator applies IRS rules for the Child Tax Credit (CTC), Credit for Other Dependents (ODC) and Earned Income Tax Credit (EITC), using tax-year 2025 (Rev. Proc. 2024-40) and 2026 (Rev. Proc. 2025-32) parameters. The CTC is up to $2,200 per qualifying child under 17 (up to $1,700 refundable as the ACTC = 15% of earned income over $2,500), phasing out by $50 per $1,000 of income over $200,000 (single) or $400,000 (joint). The key point for many families: after the OBBB, from tax year 2025 the taxpayer must have a work-valid SSN to claim the CTC, and the EITC requires a valid SSN for the taxpayer, spouse and children — so if you select "ITIN," the tool correctly shows those credits don't apply, but the $500 Credit for Other Dependents does for ITIN dependents. It's an educational estimate, not a substitute for preparing your return; our Freshness Keeper checks these parameters against the IRS each year.
Sources: IRS — Child Tax Credit · IRS — EITC tables · Rev. Proc. 2025-32
Frequently asked questions
Can I claim the Child Tax Credit with an ITIN?
No — since 2025 the taxpayer needs a work-valid SSN, and so does each child. With an ITIN neither the CTC nor the EITC applies, but the $500 Credit for Other Dependents does for each ITIN dependent.
How much is the child credit in 2026?
Up to $2,200 per child under 17, of which up to $1,700 is refundable. It phases out above $200,000 / $400,000 of income.
Is the $500 ODC refundable?
No — it only reduces tax you owe. Still, for ITIN families it's often the only credit available for their dependents.
Does this file my return?
No — it's an estimate so you know what to expect. To file and maximize credits, use a preparer or tax software.