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Spain · Guide · 2026

Spain autónomo quota 2026: what you'll really pay

Spain moved autónomos to an income-based system — the old flat fee no longer exists. Here's how your monthly quota is set in 2026.

The flat fee is gone

Spain now charges autónomos a Social Security (RETA) quota based on their real net income (rendimientos netos), across a set of income brackets. Your quota rises with your income, so two autónomos earning very different amounts no longer pay the same.

Key point: the quota is calculated on your net income (income minus deductible business expenses, with a generic deduction), not your gross billing.

How the brackets work

Your net monthly income places you in a bracket, each with a contribution base and therefore a monthly quota. Lower-income autónomos pay reduced quotas; higher earners pay progressively more. You choose a base within your bracket's range, which also affects your future pension and benefits.

The tarifa plana for new autónomos

Starting out: new autónomos can pay a reduced €80/month flat quota (tarifa plana) for the first 12 months, extendable under conditions if your income stays low. It's a real discount for your first year — but plan for the income-based quota that follows.

What the quota buys you

The RETA quota funds your public pension, sick leave, and other Social Security cover as an autónomo. Paying a higher base costs more now but builds a higher pension later — a trade-off worth modeling before you pick your base.

Calculate your 2026 autónomo quota Free tool: your monthly quota by income bracket, plus the €80 tarifa plana for new autónomos.

Frequently asked questions

Is there still a flat autónomo fee?

No — the quota is now income-based (RETA brackets). New autónomos can use the €80/month tarifa plana for the first year.

Is the quota based on my gross billing?

No — on your net income (billing minus deductible expenses and a generic deduction), which sets your bracket.

How long does the €80 tarifa plana last?

Twelve months, extendable under conditions if your net income stays below the minimum wage threshold.

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Verified July 18, 2026 · Cifrely

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