How much income do I need for a Spain non-lucrative visa in 2026?

400% of the IPREM for the main applicant plus 100% of the IPREM per additional family member. With the IPREM at €600/month in 2026, that's €2,400/month (€28,800/year) for one person, plus €600/month (€7,200/year) for each dependent. It can also be shown as savings covering the annual amount.

How much income do I need for the Spain digital nomad visa?

200% of Spain's minimum wage (SMI) for the main applicant, plus 75% for the first family member and 25% for each additional one. With the 2026 SMI at €17,094/year, that's about €2,849/month for one person. It must be recurring income from salaried or freelance work, not a one-off balance.

Can savings replace income for the non-lucrative visa?

Yes — for the non-lucrative visa you can prove means with accumulated savings or assets covering the annual requirement, not only a monthly salary. The digital nomad visa requires recurring income, not just a balance. Exact acceptance varies by consulate.

Spain · 2026 IPREM & SMI

Spain visa income calculator

How much do you really need to earn for a Spain non-lucrative or digital nomad visa in 2026? Enter your income and family size and see the exact threshold, whether you clear it and by how much, and the savings alternative — built on the official 2026 IPREM and minimum wage.

Your situation

Which Spain visa?

Family members joining you (besides yourself)

Your income

Income is…

Income required (monthly)

The breakdown

How the thresholds are set & data sources

The non-lucrative visa (NLV) requires proving means of 400% of the IPREM for the main applicant plus 100% of the IPREM per additional family member. The IPREM is frozen at €600/month for 2026 (no new state budget has updated it since 2023), so the NLV threshold is €2,400/month (€28,800/year) for one person, plus €600/month (€7,200/year) per dependent. The NLV can also be met with savings/assets covering the annual amount, not only monthly income.

The digital nomad visa (DNV) requires 200% of the SMI (Spain's minimum wage) for the main applicant, plus 75% of the SMI for the first family member and 25% for each additional one. The 2026 SMI is €17,094/year (€1,221 × 14 payments, Real Decreto 126/2026). We compute the DNV threshold from the annual SMI, giving about €2,849/month for one applicant — the figure most Spanish immigration firms use for 2026. Consulates derive it from the SMI rather than a fixed number, so a small variation (some cite ~€2,442 using monthly SMI × 2) is possible; the DNV requires recurring salaried or freelance income, not a one-off balance.

✅ Rules verified as of July 19, 2026 — IPREM 2026 (frozen, PGE 2023); SMI 2026 (BOE RD 126/2026); Ministerio de Inclusión NLV & DNV requirements · Estimate, not legal advice.

Sources: Min. Inclusión — Non-lucrative residence (400%+100% IPREM) · UGE-CE — Digital nomad (teletrabajadores) · BOE — SMI 2026 (RD 126/2026)

Frequently asked questions

Is the requirement per person or per family?

Per household: a base amount for the main applicant plus a set percentage for each family member joining you. Add everyone who's applying with you.

Can I use savings instead of a salary?

For the non-lucrative visa, yes — you can prove means with savings or assets covering the annual amount. The digital nomad visa needs recurring work income, though; a lump sum alone won't qualify.

Why do I see slightly different euro figures elsewhere?

The requirements are set as percentages of the IPREM and SMI, and the euro figures are derived from them — so different sources round or annualise slightly differently, especially for the digital nomad visa. We show the current 2026 basis and note the variation.

Does clearing the income mean I'm approved?

No. Income is one requirement among several (private health insurance, clean criminal record, and for the DNV, remote-work proof). This checks the money threshold only — confirm the full checklist with the consulate.