Mexico net salary calculator 2026
What you actually take home after ISR income tax, the employment subsidy and IMSS — with the current 2026 table (Anexo 8 of the RMF) and the updated subsidy. No email wall, no sales funnel. Tables verified against Mexico's SAT.
Calculate your net salary
Where your money goes (per month)
Email me this breakdown + when the SAT tables change
Worked examples
Office worker in Guadalajara, $16,800 gross a month
Your estimated net salary: $14,628 MXN per month
Net monthly $14,628 MXN · from a gross monthly $16,800 MXN
Effective deduction rate: 13% · You keep 87% of gross.
Senior software engineer, $1.14M pesos a year
Your estimated net salary: $70,333 MXN per month
Net monthly $70,333 MXN · from a gross monthly $95,000 MXN
Effective deduction rate: 26% · You keep 74% of gross.
Retail clerk paid weekly, just under the subsidy ceiling
Your estimated net salary: $10,792 MXN per month
Net monthly $10,792 MXN · from a gross monthly $11,431 MXN
✓ You qualify for the employment subsidy ($536 MXN/mo)
Effective deduction rate: 6% · You keep 94% of gross.
Examples are recomputed whenever the underlying rates or data change; the date above is the last recompute.
Methodology & data sources
The calculator converts your pay to monthly and applies the 2026 monthly ISR table from Anexo 8 of the Resolución Miscelánea Fiscal (DOF 28/12/2025): for your bracket, a fixed amount plus the percentage on the excess over the lower limit. It subtracts the 2026 employment subsidy of $535.65 MXN (15.02% of the monthly UMA of $3,566.22) when monthly income is $11,492.66 or below — a figure raised by the DOF decree of 31/12/2025 from the prior 11.82%. It then computes IMSS worker contributions on your contribution base salary (SBC = salary × 1.0493, the minimum integration factor after the "Vacaciones Dignas" reform), capped at 25 UMA: 2.375% of SBC plus 0.4% on the portion above 3 UMA. This models a worker with statutory minimum benefits; your actual payslip can vary with exempt income, higher benefits or deductions. Our Freshness Keeper checks these tables against the SAT, IMSS and DOF.
Sources: SAT — Anexo 8 RMF 2026 (ISR table) · DOF — 2026 employment subsidy · 2026 IMSS tables
Frequently asked questions
How is net salary calculated in Mexico?
Gross minus ISR (monthly table), minus IMSS worker contributions, plus the employment subsidy if you qualify. The calculator does it with the 2026 tables.
How much is the employment subsidy in 2026?
$535.65 MXN per month, only if your taxable monthly income is $11,492.66 or below. It rose versus prior years.
Why doesn't my net exactly match my payslip?
Your payslip may include exempt income, above-statutory benefits, or deductions like an Infonavit credit. This estimates a worker with statutory minimum benefits.
Does it include aguinaldo or severance?
No — this is your monthly salary. Aguinaldo, severance (finiquito) and vacation calculators are coming soon.